Two confident UK business owners against a bright blue sky

UK commercial refinance

Refinance your UK business loans and finance agreements

Rapid Refinance helps UK limited companies cut monthly loan repayments, consolidate business loans and benchmark asset finance and invoice finance, without months of broker calls.

  1. 75K+
    UK limited companies eligible each year
  2. £3,400
    average monthly saving per client
  3. 48hrs
    typical written shortlist turnaround
  4. 8+
    business finance facility types covered
Confident UK business owner holding paperwork against a bright blue sky

Simplify UK business debt

Most UK owner managed businesses are paying more for their debt than they need to. Lenders have changed. Products have changed. Rates have shifted. But owners rarely have the time to test the market again.

Our mission is simple: take that work off your desk, and put the saving back on your balance sheet, in just a few days.

Why we come to work every day

Get it done

We turn refinance reviews around in days, not months. One submission, one analyst, one clear written shortlist.

Never settle

We benchmark every active facility against the wider lender market and only present options that materially reduce your monthly cost.

Think deeper

Rate, term, security, structure, covenants. We look at the whole debt stack, not just the headline APR.

Dream bigger

Refinancing is not an end. It is the working capital you need to hire, invest, and grow the business you actually want.

Deliver wow

Independent, discreet, and on your side. No credit search at review stage. No obligation. No nonsense.

Stronger together

We work alongside your accountant and FD to make the switch from existing facilities to a new lender effortless.

Specialist refinance, not generic broking

Send us your existing loan and finance agreements once. A dedicated analyst benchmarks every active facility, models the consolidation options, and comes back with a written shortlist in 48 hours.

No credit search at review stage. No obligation. We only approach the market once you've signed off on the direction.

Specialist finance analyst reviewing documents on a clipboard against a bright blue sky

Get started

See what you could save

Tell us a little about your business and the facilities you have in place. We will come back with a written shortlist within 48 hours. No credit search, no obligation.

  • UK limited companies only
  • Free, independent review
  • 48-hour written shortlist

Email us

hello@rapidrefi.co.uk

Send us a short note about your current facilities — outstanding balances, monthly repayments, lender names if you have them. We'll reply with a written shortlist within 48 hours. No forms, no credit search, no obligation.

Rapid Refinance
145 City Road
London EC1V 1AZ
United Kingdom

A marketing brand of Vidvi.