
UK commercial refinance
Refinance your UK business loans and finance agreements
Rapid Refinance helps UK limited companies cut monthly loan repayments, consolidate business loans and benchmark asset finance and invoice finance, without months of broker calls.
- 75K+UK limited companies eligible each year
- £3,400average monthly saving per client
- 48hrstypical written shortlist turnaround
- 8+business finance facility types covered

Simplify UK business debt
Most UK owner managed businesses are paying more for their debt than they need to. Lenders have changed. Products have changed. Rates have shifted. But owners rarely have the time to test the market again.
Our mission is simple: take that work off your desk, and put the saving back on your balance sheet, in just a few days.
Why we come to work every day
Get it done
We turn refinance reviews around in days, not months. One submission, one analyst, one clear written shortlist.
Never settle
We benchmark every active facility against the wider lender market and only present options that materially reduce your monthly cost.
Think deeper
Rate, term, security, structure, covenants. We look at the whole debt stack, not just the headline APR.
Dream bigger
Refinancing is not an end. It is the working capital you need to hire, invest, and grow the business you actually want.
Deliver wow
Independent, discreet, and on your side. No credit search at review stage. No obligation. No nonsense.
Stronger together
We work alongside your accountant and FD to make the switch from existing facilities to a new lender effortless.
Specialist refinance, not generic broking
Send us your existing loan and finance agreements once. A dedicated analyst benchmarks every active facility, models the consolidation options, and comes back with a written shortlist in 48 hours.
No credit search at review stage. No obligation. We only approach the market once you've signed off on the direction.

Get started
See what you could save
Tell us a little about your business and the facilities you have in place. We will come back with a written shortlist within 48 hours. No credit search, no obligation.
- UK limited companies only
- Free, independent review
- 48-hour written shortlist
Email us
hello@rapidrefi.co.ukSend us a short note about your current facilities — outstanding balances, monthly repayments, lender names if you have them. We'll reply with a written shortlist within 48 hours. No forms, no credit search, no obligation.
